Consumer Programs by H.O.M.
The American Dream--Turned Sour?
Is consumer education on housing a priority in our state? (PDF)
HOM In the News
HOM Brochure w/ Mission Statement


Issues Related to Foreclosure
Foreclosure Intervention: Helpful Hints
Consumer Guide: Understanding Fair Housing
Consumer Guide: Understanding Property Tax Exemptions:
Consumer Guide: Financing Your Dream

Buyers:  
Understanding Disclosures
Consumer Guide: Understanding Agency
Suggestions to Buyers of Real Property
Consumer Guide:  Predatory Lending ( Large file! 536kb)
Consumer Guide:  Dealing with Predatory Lending ( 173kb)
Consumer Guide: What is FHA/HUD?
Avoiding Loan Sharks

Sellers:
How to make a good first impression

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